Monday, January 5, 2015

I know .......

I know I have not blogged much of anything recently.  Our pennies got pinched for our daughter's wedding in September and we have been trying to stay afloat every since.  So new goals !!!

I am tired of living paycheck to paycheck.  I am tired of worrying about paying bills.  I am just plain tired of worrying about money.  Dh is not entirely on board with me but I am going to give it everything I've got !!!!

I am going to follow Dave Ramsey as much as dh will let me.  We were gifted a class set and I intend to use it.  It will take longer because of dh not being completely on board but I have got to for me if nothing else.

I started a Christmas Club account last week and I am going to put $25 a paycheck in so that the holidays don't kill us this year.  I am also going to start putting $25 a week into savings.  It will take a while to get to $1000 put every little bit helps.  This week I am going to list all my bills smallest to largest and start attacking with my paychecks.

That is the plan for now.  I am working on the food budget right now to see if I can free up anything.  We need to eat out less, way less and that is where dh and I are disagreeing.  He also wants to buy a new dining room table and chairs to the tune of $950.  Still talking about that.